Use this educational tool to compare retirement assumptions. The interactive calculator loads with JavaScript; the explanation below is available to every visitor. Quantos LLC publishes MyFedPlan independently of the U.S. government. Estimates are not official benefit determinations.
Read the methodology and model limits and our federal retirement guides.
Social Security estimates should be treated as planning inputs, not fixed guarantees. Claiming age, work history updates, and policy changes can affect outcomes. Use this estimator alongside your pension and TSP projections so total retirement cash flow is evaluated as a system rather than as disconnected numbers.
For most federal retirees, it should be analyzed as one component of a broader multi-income plan.
At least annually and any time you materially change retirement timing assumptions.