Use this educational tool to compare retirement assumptions. The interactive calculator loads with JavaScript; the explanation below is available to every visitor. Quantos LLC publishes MyFedPlan independently of the U.S. government. Estimates are not official benefit determinations.
Read the methodology and model limits and our federal retirement guides.
The complete analysis combines eligibility, annuity, TSP growth, Social Security, and retirement gap data in one workflow. Use it when you are deciding between multiple retirement dates or benefit elections. Comprehensive modeling is especially useful when small assumption changes can compound across multiple income sources.
Integrated modeling exposes interactions that individual calculators can miss, especially around date and deduction changes.
Three to five scenarios is a practical baseline for most retirement decisions.